Financial literacy programs in school settings: A scoping review

Financial literacy programs in schools aim to equip students with the knowledge and skills needed for sound financial decision-making. This review provides an integrated overview of program content, outcome measures, and assessment methods. A systematic search of seven databases identified 56 relevant studies. The review highlights substantial heterogeneity in how financial literacy is conceptualized and operationalized, which limits comparability across studies. While most studies report positive effects, variation in methodological quality raises concerns about the robustness of these findings. By mapping these patterns, the review establishes a foundation for more coherent, evidence-based guidance for policymakers and educators seeking to design and evaluate effective financial literacy initiatives.